The chief beneficiary of life insurance policies for young, single people is the life insurance agent.

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Life Insurance

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The best way to understand the impact living benefits can have is to hear from policy owners who have actually used them.

There are additional benefits associated with our life Insurance and annuity solutions provided by optional riders. We call them Living Benefits, and we have been providing them since 1937. Based on the product, living benefits can provide benefits should a qualifying terminal, chronic or critical illness or critical injury occur, or if your desire is to have an income that you cannot outlive.

An annuity allows a customer to deposit money (premiums) with an insurance company that can earn interest and grow on a tax-deferred basis with the agreement that the insurance company will then provide a series of payments back to the customer at regular intervals.

In its simplest form, life insurance is a promise between an insurance company and you, the policy owner. If you pay a certain amount of money (premium) to the insurance company, the insurance company will pay a certain amount of money (death benefit) to the person (beneficiary) you tell us to when the person whose life is being insured dies.

There are many types of life insurance. Term insurance only provides a death benefit for a limited period of time. By contrast permanent insurance can provide a death benefit and the potential to build policy cash value that you can access during your lifetime using policy loans and withdrawals.1 Permanent insurance can also offer the flexibility to increase or decrease your death benefit as your needs change, as well as the potential to reduce or skip premium payments.

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Robert Curry is a military veteran, father and husband. When he purchased Life insurance from National Life Group he was, in his words “able to exhale,” knowing his family was protected. What he did not know was how quickly his life plan would change.

Life insurance explained in 2 minutes

Let the three sickly pigs explain how life insurance works. PolicyGenius shows you how to shop for term life insurance. Get the best term insurance rates on the market.


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Educate people on the importance of life insurance.

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